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Select your market
MortWise adapts stamp duty, government schemes, regulatory context, and bank lineup to the market you select.
Ireland — key context
Government Schemes
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Help to Buy
First-time buyers, new builds only, property ≤ €500,000
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First Home Scheme
First-time buyers, new builds, price caps apply by county
Regulatory Notes
- •Central Bank macro-prudential rules cap borrowing at 3.5× gross annual income for most buyers.
- •First-time buyers can borrow up to 90% LTV; second-time and subsequent buyers are limited to 80% LTV.
- •Buy-to-let investors are limited to 70% LTV.
- •The ECB base rate underpins variable and tracker mortgage rates in Ireland.
Step 1 of 5: Market